Posted on: 14 June 2023
ID 862681

Business Banker: Acquisition

Purpose Statement
  • To provide a central, head office based Business Banking sales and service function that will grow and retain business clients
  • To achieve financial sales and service objectives by following up on sales leads through various digital communication channels.
Experience

Minimum:
  • 3 years experience in a banking environment of which 1 year should have been spent in a sales environment.
  • 1 year lending experience (preparing and motivating credit applications) preferably within a Business Banking environment.
Ideal
  • 3+ years in a banking environment of which 1+ year should have been spent in a sales environment.
  • 1+ years lending experience (preparing and motivating credit applications) within a Business Banking environment
  • Previous experience within a Personal banking environment
Qualifications (Minimum)
  • A relevant tertiary qualification in Accounting - Financial Accounting or Finance
Qualifications (Ideal Or Preferred)
  • Bachelor's Degree in Accounting - Financial Accounting or Finance
Knowledge

Minimum
  • Understanding of business banking and intuitive credit and portfolio management.
  • Client relationship management (CRM) principles and techniques.
  • How to interpret financial statements, balance sheets, collateral and basic financial ratios.
  • Standardised business banking transactional products and other core products relevant to small enterprises.
  • Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective.
  • Regulations, Acts and Codes related to the banking environment for example, Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes, Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA) and related anti-money laundering legislation and the National Credit Act (NCA)
  • Knowledge of competitors offerings.
  • Compliance with the Banking Code of Practice, Credit Risk Manual, Securities Manual and Bank Policies and Procedures.
Ideal
  • Features, benefits and value propositions of Capitec BB product/service offerings.
  • Current taxation laws as they apply to customers.
  • A good knowledge of administration processes and procedures pertaining to Business Banking transactions
Skills
  • Analytical Skills
  • Communications Skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)
  • Problem solving skills
Conditions of Employment
  • Clear criminal and credit record
Occupation:
Finance jobs


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