Credit Administrator

Job Family

Credit

Career Stream

Credit Management

Leadership Pipeline

Manage Self: Operational

Job Purpose

To ensure compliance to Nedbank policies and procedures by facilitating acceptable credit risk decision making to fulfil management's regulatory and compliance reporting

Job Responsibilities

To manage a portfolio by executing all administrative credit functions in an effective and efficient manner, to mitigate financial loss.
Support credit teams to enable them to meet their financial targets and to minimise legal, compliance and operational losses.
Implementation of business plans and initiatives by adapting to and fulfilling objectives.
Ensure business benefits are realised and project goals are accomplished in line with business objectives.
To ensure internal and external stakeholder satisfaction by providing accurate information and credit administrative support service/advice/solutions delivered to stakeholders.
Maintain high levels of quality and service delivery by including solutions that contribute to stakeholder satisfaction.
Provide quality feedback by giving accurate Management Information Systems(MIS)to management.
Minimise risk to the bank by adhering to relevant policies and procedures.
Maximise the effectiveness and efficiency for specified areas in Information Management and Credit Administration departments by meeting targeted operational standards.
Ensure that resources are used with respect and value making sure that operational excellence requirements/ targets/ standards driven by operational, technical, system and process efficiencies are maintained.
Derive realisable, measurable business value by continually improving the area of operation.
Keep abreast of legislation and other industry changes that impacts on role by reading the relevant newsletters, websites and attending sessions.
Understand and embrace the Nedbank Vision and Values by demonstrating the values through interaction with team and stakeholders.
Ensure that own contribution and participation contributes to the achievement of team goals by actively participating and sharing knowledge with the team.
Create and manage own career through guidance and support of management, department and colleagues.
Improve personal capability and stay abreast of developments in field of expertise by identifying training courses and career progression for self through input and feedback from managers.
Ensure personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed, experience practiced and certifications obtained and/or maintained within specified time frames.
Ensure knowledge management, continuity and team success through constructive participation in a diverse team and sharing knowledge with team.
Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives.
Participate and support corporate social responsibility initiatives for the achievement of business strategy by engaging in training/awareness on digital forensic examination to external parties on pro bono basis.
Identify opportunities to improve or enhance processes by identifying and recommending improvements to tools, policies and procedures to add value to Nedbank.
Add value to Nedbank by identifying opportunities to improve or enhance processes through identifying and recommending improvements and supporting implementation of tools, policies and procedures.