- To provide support by monitoring and reporting on the quality of the book profile for Nedbank Corporate and Investment Bank, Credit Risk, Sovereign and Financial Institution Credit Unit (SICU) to enable effective risk management, in line with the business strategy.
- Provide weekly Sovereign and Financial Institutions Risk Committee (SIRC) / Senior Management SIRC (SMSIRC) credit packs to committee members.
- Produce weekly SIRC and quarterly SIRC Monitoring minutes for stakeholders.
- Analyse and prepare the Quarterly SIRC Monitoring Report for the SIRC and the Group Credit Committee.
- Create monthly Expected Credit Loss (ECL) and Credit Portfolio Management (CPM) reports for Management and the Head of SICU.
- Build and maintain effective working relationships by attending regular staff meeting and team building sessions.
- Build strong relationships by engaging with stakeholders on credit processes, policies, information and documentation.
- Build intellectual capital of the team by knowledge sharing with all stakeholders.
- Meet stakeholder expectations by delivering output and resolving queries within turnaround times.
- Enhance policies and procedures by identifying and reviewing ineffective processes and systems.
- Enhance processes by constantly seeking innovative improvements to the credit systems.
- Adapt to changes in Legislation by applying the compliance to the changes.
- Manage quality of portfolio by enforcing adherence to bank policies, process and procedures and industry regulations.
- Implement sound credit risk management by providing advice on credit risk matters to stakeholders.
- Identify training courses and career progression for self through input and feedback from management.
- Ensure all personal development plan activities are completed within specified timeframe.
- Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc).
- Participate and support corporate responsibility initiatives for the achievement of business strategy (e.g. Green Strategy).
- Seek opportunities to improve business processes and systems by identifying and recommending effective ways to operate and adding value to Nedbank.
- Advanced Diplomas/National 1st Degrees
- NQF Level 5 qualification (diploma) that includes accounting.
- 5 years experience in credit risk support.
- Experience of working in an analyst position or have a highly numerate/analytical background.
- A natural problem solver and enjoy working logically.
- Have an eye for detail and the drive to get under the skin of complex business challenges, joining the dots across multiple sources of insight.
- Enjoy working with a diverse multi-discipline team to deliver results at pace.
- Experience of working with Excel and Word ideally advanced.
- Experience of working on a reporting tool e.g. SAP Disclosure Management.
- Strong verbal and written communication skills, to present your insights and gain most effectively buy-in to implement change.
- Business administration and management
- Financial Accounting Principles
- Analytical Skills
- Governance, Risk and Controls
- Operations planning
- Principles of project management
- Relevant regulatory knowledge
- Service level agreements
- Change management
- Communicate principles
- Advance knowledge of Office 365
- Management information and reporting principles, tools and mechanisms
- Applied Learning
- Customer Focus
- Building partnerships
- Managing Work
- Quality Orientation
