Job Type: Remote | Full-time
Role Overview
As a Financial Crime Specialist, youll be conducting and documenting targeted and thorough investigations into customers and the activity seen in their Wallets and any other facilities held with our client. Reviewing escalations of high-risk clients, partners and transactional corridors and conducting periodic/Enhanced Due Diligence reviews into high risk customers. As well as this, you will be producing high quality Suspicious Activity / Transaction / Terror Property Reports (SAR/STR/TPR) and internal reports or briefings with appropriate recommendations, lessons learned and suggested remedial actions arising as an output of your investigation.
Requirements
- Any combination of relevant education and experience and/or related professional designations/certifications (CAMS, CFE, Audit) in this field is highly desirable.
- Minimum Required: Post-secondary degree in Compliance, Risk, Finance, Legal or equivalent combination of educational and work experience.
- Fluent English, French and Arabic are beneficial and a combination of local languages are essential for this role, as is a willingness to travel across your assigned region as necessary.
- 5-7 years' of work experience within the financial services industry, law enforcement/regulatory or cryptocurrency/fintech industry.
- Working knowledge of Bank Secrecy Act and AML Regulations, USA Patriot Act, Office of Foreign Assets Control.
- Ability to operate multi-nationally with internal business partners and external partners/third party vendors.
- Ability to work in a self-directed and remote environment.
- Demonstrated understanding of remittance or cryptocurrency type business practices, organisational structure and general policies and procedures.
- Demonstrated ability to draft clear and professional correspondence, reports and other documents of a legal, compliance and business nature.
- Excellent analysis and problem-solving skills.
- Demonstrated ability to appropriately work with confidential information.
- Ability to facilitate the collection of information through interviews, meetings etc.
- Ability to articulate and convey complex, conceptual information to various audiences verbally and in writing.
- Experience communicating with regulators and law enforcement agencies.
- Experience in public speaking and making clear and persuasive business presentations.
- Excellent demonstrated organisational skills, including time management, record keeping, self-scheduling, and follow-up.
- Must be a self-starter and be able to act independently.
- Demonstrated ability to handle multiple priorities in a dynamic environment.
- Support the execution and ongoing improvement of the hybrid Compliance and Anti-Fraud programs (encompassing fiat and cryptocurrency), CRMP, principles, standards, policy, and oversight expectations within assigned territory.
- Provide second line support and challenge to the business during onboarding and ongoing oversight of new Outsourced Service Providers.
- Providing advice to ensure internal processes and procedures are updated to reflect regulatory requirements.
- Advice on policy or procedural changes required to incorporate the identified changes.
- Ensure YC policies remain fit for purpose and appropriate for the changing regulatory and business environments.
- Provide guidance to the financial crime team and when required to aid wider team objectives.
- Ensure that key Financial Crime regulatory issues are reported to the Financial Crime Manager with options and recommendations analyzed to facilitate reporting to senior management.
- Assist in the design and provision of training to all bank staff.
- Monitoring of transactions (including OTC) and escalation of any exceptions.
- Undertake other tasks as and when reasonably required.
- Ensures the Global Compliance program is maintained and relevant.
- Consults with internal and external experts (legal, engineering, client services, product development, law enforcement, partners) to identify risks, best practice and expectations.
- Analyses internal and external information to gain additional intelligence regarding emerging risks in fiat money and cryptocurrency .
- Provides guidance and support to the Regional business and engineering through participation in new product/service or channel projects.
- Provides support for Third Party Vendor due diligence and Compliance Review activities.
- Provides guidance, policy interpretation and support to Partners within the region.
- Actively participates in management discussions on risk and participates in governance and risk committee meetings as appropriate.
- Facilitates internal audit, independent audit and regulatory queries and duties.
- Engaging with colleagues and key stakeholders internally and externally throughout the life of each investigation and nurturing these relationships.
- Supporting colleagues by coaching and sharing best practice.
- Contributing to the delivery of tactical and strategic improvements to the way our client works, including supporting as a subject matter expert on projects and change initiatives.
