Insurance Underwriting

Mortgage Underwriting/Processing Administrator Remote: 3pm to 11pm

The Mortgage Underwriting/Processing Administrator plays a vital role in facilitating the smooth and efficient processing and underwriting of mortgage applications. As a key member of the mortgage team, the administrator provides essential support to loan officers and underwriters throughout the loan approval process.

Responsibilities:

• Review and analyze mortgage loan applications to ensure completeness and accuracy of documentation.
• Gather necessary financial and credit information from applicants to support the underwriting process.
• Verify applicant's income, employment, and credit history to assess their eligibility and creditworthiness.
• Collaborate with loan officers, borrowers, and third-party vendors to collect required documentation, resolve discrepancies, and address inquiries.
• Organize and maintain loan files and documentation in compliance with regulatory guidelines and internal policies.
• Conduct preliminary underwriting assessments to identify potential risks and make recommendations for loan approval or denial.
• Assist underwriters in preparing loan approval packages, including compiling all relevant documents and data.
• Ensure compliance with all applicable laws, regulations, and internal guidelines throughout the loan processing and underwriting stages.
• Communicate with loan officers, borrowers, and other stakeholders to provide status updates and address any outstanding issues.
• Stay updated on industry trends, regulations, and best practices related to mortgage underwriting and processing.

Requirements:

• Proven experience in mortgage underwriting, loan processing, or a related role within the mortgage industry.
• Solid understanding of mortgage loan products, underwriting guidelines, and industry regulations.
• Strong attention to detail with exceptional organizational and time management skills.
• Excellent verbal and written communication skills to effectively interact with borrowers, loan officers, and other stakeholders.
• Proficiency in using mortgage loan origination systems, underwriting software, and other relevant tools.
• Ability to work independently and collaboratively in a fast-paced, deadline-driven environment.
• Strong analytical and problem-solving abilities to assess complex financial and credit information.
• Demonstrated commitment to maintaining the highest level of ethical standards and customer service.

Note: The job description provided is a general outline and may vary depending on the specific requirements and responsibilities set by the employer.