To source new Commercial Property Finance transactions, ensure that existing Property Finance clients are maintained, and that relationship-based business potential is optimised ensuring that maximum profitability / return is derived for the Bank. To ensure that Nedbank Property Finance remains the dominant player in the Property Finance market through innovative deal making and product structuring.
Job Responsibilities
- Preparation of credit papers (applications, memos, updates, reviews) by conducting historical financial analysis, financial modelling & debt scoping with related commentary, Industry & competitor analysis and sanctions screening.
- Assist with the review of legal documents by cross referencing approved terms sheets and ensure incorporation of all other commercial terms in the legal documents.
- Support effective execution of transactions by applying your skills, modelling, researching and analysing investment proposals.
- Build and maintain internal stakeholder relationships by liaising and collaborating with relevant stakeholders and facilitating the sign off of relevant transactions.
- Develop strong relationships with new and existing clients, property brokers, estate agents and any other into financing instruments to create deals.
- Build and maintain existing relationship with established Clients within Region, retaining and optimising existing business opportunities.
- Provide internal and external client satisfaction by ensuring operational excellence in dealing with client queries.
- Identify new business opportunities within different divisions of Nedbank.
- Achieve financial targets by effective acquisition of commercial and industrial property finance deals and management of the book / portfolio.
- Evaluate and mitigate the credit risk embedded within the environment and deals, to derive the maximum risk and return situation.
- Continuously look for creative approaches to put deals on the book.
- Manage colleagues and clients expectations and communicate appropriately.
- Contribute to the effectiveness of the Lending team.
- 3 - 5 years deal structuring experience in Commercial Property Finance
- 3 - 5 years' experience in Investment Banking Lending or Property Finance environment
- 3 - 5 years' experience in sales and client acquisition in a Commercial Property Finance environment
- BCom (Accounting/Finance) or BSc in Property Studies or similar degree
- Honours Degree
- CA (SA) / CFA
- Business Acumen
- Business principles
- Business writing
- Governance, Risk and Controls
- Principles of financial management
- Relevant regulatory knowledge
- Relevant software and systems knowledge
- Research methodology
- Relevant product knowledge
- Applied Learning
- Communication
- Collaborating
- Building partnerships
- Managing Work
- Technical/Professional Knowledge and Skills
- Preference will be given to individuals from under-represented groups
