Posted on: 05 June 2023
ID 861724

Officer: Credit Policy and Governance

Apply by: 17 May 2023

To Be Part Of The Journey, Follow The Steps Below

We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry.
  • To see what life at Capitec is all about and complete a short assessment, please click here !
  • Once you have completed the above finalize your application by clicking apply below.
Purpose Statement
  • To contribute towards managing and deploying business improvement initiatives through engaging with stakeholders and facilitating the drafting, approval, publication and maintenance of credit policies and credit governance documents across the credit value chain, in line with credit governance standards.
    • Defining the overall business credit requirements with consideration to process efficiency, credit risk, compliance, and local legislation and proposing solutions that fully address credit requirements.
    • Analysing, researching, designing, recommending, and implementing innovative credit policies and credit processes while maintaining compliance with relevant legislations.
    • Ensuring policy decisions help create the right target portfolio, in line with credit risk framework, and meet group strategic and regulatory requirements.
Experience

Minimum:
  • 2 3 years general banking experience, in a role responsible for working with policies and governance
  • Process development and reviews
  • Translating business requirements into a formal policy document
  • Policy committee representation
Ideal
  • Delivering credit policies
Qualifications (Minimum)
  • A relevant tertiary qualification in Business Administration
Qualifications (Ideal Or Preferred)
  • Bachelor's Degree in Business Administration or Commerce
Knowledge

Minimum
  • Relevant legislation
  • Credit life cycle
  • Credit products
  • Business risk and compliance (controls and measures)
Ideal
  • Credit policy knowledge across the credit life cycle
  • Process mapping
Skills
  • Attention to Detail
  • Business writing skills
  • Communications Skills
  • Interpersonal & Relationship management Skills
  • Planning, organising and coordination skills
Conditions of Employment
  • Clear criminal and credit record
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.


Occupation:
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